1. Ensure that your Annual Income equals a maximum of 12 x your monthly salary chosen.
2. Mark the date clearly that you want the cover to start.
3. Reflect email address so we can confirm receipt of cover and start date.
4. Complete all personal details.

You are now also covered for illness and have to be booked off for longer than 14 days and then the benefit will pay back to the date of diagnosis.

Your cover will pay out for a maximum period of 12 months. It is important to note that the cover is specific to your occupation and your benefits become payable due to your inability to continue with your nominated occupation as a Persoanl Trainer.

So if you are unable to train your clients due due to having an accident or illness, rest assured you will still receive income!!

What started out as a simple flu turned into bronchitis causing Melissa to spend 3 days in hospital, she was unable to train her clients for three weeks. Luckily Melissa insured her estimated salary of R27,000 a month against events such as this. For the three weeks of not being able to train Melisa received a total payment of R18,900. If she had not taken out the cover she would not have been able to cover all her monthly expenses.

Mike earns an estimated income of R18,000 a month as a trainer, he insured himself for his full salary under the Personal Trainer Income Protection Plan. Mike had a bicycle accident and broke his ankle and sprained his wrists and was unable to train his clients for six weeks. Under his income protection policy he received a total of R27,000 for being unable to train his clients for a period of six weeks.