Now that you have taken out the Personal Trainer Income Protection Plan, you have insured your salary in the event that you are unable to train your clients. If you have an accident, you need to be booked off by your Doctor for 7 days and the cover will pay back to the first day of your accident (if you chose cover from Day 1) accident is defined as anything happening in a moment of time that causes damage to your body, it is not just a car accident, but can be something simple as picking up weights in the wrong position and causing damage to your muscles.
You are now also covered for illness and have to be booked off for longer than 14 days and then the benefit will pay back to the date of diagnosis.
Your cover will pay out for a maximum period of 12 months. It is important to note that the cover is specific to your occupation and your benefits become payable due to your inability to continue with your nominated occupation as a Persoanl Trainer.
So if you are unable to train your clients due due to having an accident or illness, rest assured you will still receive income!!